In a pot over medium heat, add oil and saute onions for 3-4 minutes. Then add washed rice, garlic powder, salt and water. Bring to a boil, cover with a lid and cook on low heat for 15-20 minutes (according to your rice's cooking directions). Then turn off heat and leave it for 15 minutes. Preheat oven to 375f. In a frying pan over medium high heat, add oil and saute onions and garlic for 6-8 minutes or until softened. Then add your beef cooking until completely brown, around 8 minutes. Next add oregano, paprika and chicken stock (and hot sauce optional). Simmer for 5 minutes. Then add 3 Tbsp of chopped cilantro and set aside. In an 8x6 baking dish, layer your rice and then your beef. Then top with sliced bananas and mozzarella cheese. Place in the oven and bake for 25 minutes. Then remove and either broil or torch to brown if desired. Serve with chopped cilantro and enjoy!